Terms of Use
1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please discontinue use immediately.
2. Nature of the Platform
This website operates as an educational and lending-marketplace platform. Content published herein is intended for informational and educational purposes related to investment-property financing and business-purpose lending. Nothing on this website constitutes an offer to lend, a commitment to provide financing, or a guarantee of loan terms or availability.
3. No Professional Advice
Content on this website does not constitute legal, tax, accounting, financial planning, or investment advice. Users are encouraged to consult qualified professionals regarding their individual circumstances prior to making any financial decision.
4. Eligibility
This platform is intended for use by real estate investors, business entities, and other sophisticated borrowers seeking information about investment-property and business-purpose financing. Consumer mortgage inquiries are not solicited through this website.
5. Accuracy of Information
We make reasonable efforts to ensure the accuracy of information presented on this website; however, we make no warranties, express or implied, regarding completeness, accuracy, or fitness for any particular purpose. Loan programs, rates, and terms are subject to change without notice.
6. Calculators & Educational Tools
Financial calculators and other interactive tools provided on this website are for educational and illustrative purposes only. Results are estimates based on the inputs provided and do not represent actual loan quotes, pre-qualification, or pre-approval. Actual terms will vary based on creditworthiness, property characteristics, market conditions, and lender guidelines.
7. Intellectual Property
All content on this website, including text, graphics, logos, and other materials, is the property of the company or its content providers and is protected by applicable intellectual property laws. Reproduction or distribution without written permission is prohibited.
8. Limitation of Liability
To the fullest extent permitted by law, the company shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this website or its content.
9. Dispute Resolution; Arbitration & Class-Action Waiver
Any dispute arising out of or relating to these Terms or your use of this website shall be resolved through binding individual arbitration, and not in court, except that either party may seek relief in small-claims court for qualifying claims. You and the company waive any right to participate in a class action or class-wide arbitration. This provision does not waive any rights that cannot be waived under applicable law.
10. Governing Law
The laws of the State of Texas govern these Terms of Use without regard to conflict-of-law provisions.
11. Modifications
We reserve the right to modify these Terms of Use at any time. Continued use of the website following any modification constitutes your acceptance of the revised terms.
Disclosures
Calculator / Educational Tool Disclaimer
The calculators on this site are provided for educational and illustrative purposes only. Results are estimates based solely on the information you enter and do not represent an actual loan offer, pre-qualification, pre-approval, or commitment to lend. Actual loan amounts, interest rates, fees, and terms are determined by the lender based on creditworthiness, property characteristics, loan-to-value ratios, market conditions, and underwriting guidelines in effect at the time of application. This tool does not constitute financial, tax, or legal advice. Consult a qualified professional before making any financing decision.
Tax Disclaimer
Information relating to taxes, tax-advantaged accounts, retirement accounts, or tax strategies is provided for general educational purposes only and does not constitute tax advice. Tax laws are complex, subject to change, and vary based on individual circumstances and jurisdiction. Always consult a licensed CPA, enrolled agent, or tax attorney regarding your specific situation.
Investment Disclaimer
Content related to real estate investing, retirement account strategies, or portfolio concepts is provided for informational and educational purposes only. Nothing on this website constitutes investment advice, a solicitation, an offer to buy or sell any security, or a recommendation of any investment product or strategy. Past performance is not indicative of future results. All investing involves risk. This website does not offer or sell securities of any kind.
Business-Purpose Lending Notice
All financing programs described on this website are intended solely for business-purpose and investment-property transactions. Loans are made to entities or for investment purposes and are not consumer mortgage loans. These programs are not subject to certain consumer-protection laws applicable to owner-occupied residential mortgage loans, including the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), where business-purpose exemptions apply. Borrowers are encouraged to consult independent legal counsel prior to closing on any transaction. Equal Credit Opportunity Act (ECOA) and fair-lending requirements apply.